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Have you seen what your credit report says about
you lately? Do you rely on credit to pay bills and make purchase
online or off?
Get your credit report & credit score
today - for FREE - and see where you stand!
Whether you’re planning on making a big purchase in the near
future, applying for a new job, or looking to rent an apartment,
you owe it to yourself to understand your current credit position.
Your FREE credit report will allow you to:
See what your lender sees
Identify possible credit inaccuracies
Keep track of the companies who have looked at your information
Verify fraud has not been committed
Know what problems you need to fix
About your Credit Score
Credit scoring is a system card issuers use to help determine
whether to give you credit. Information about you and your credit
experiences, such as your bill-paying history, the number and
type of accounts you have, late payments, collection actions,
outstanding debt, and the age of your accounts, is collected from
your credit application and your credit report. A credit scoring
system awards points for each factor that helps predict who is
most likely to repay a debt. A total number of points helps predict
how creditworthy you are, that is, how likely it is that you will
repay a loan and make the payments when due. Click
here to learn more
Your credit report should be reviewed every year
for safe keeping
You should check for accurate information on the report, along
with any inaccuracies that may appear, and have them taken care
of right away. If applying for a mortgage, car loan, or any other
major loan, you should request a copy of your report at least
six months ahead of time. By doing this you have time to dispute
inaccurate entries, if necessary.
Click here to learn more
3 bureau credit reports provide a complete credit
profile
The information you see on your report is obtained from the top
three credit 3 bureau report is an excellent choice because it
allows the individual to see what is on all three reports. For
example: there may be certain creditors listed on one report that
do not show up on another bureau's report.
Keep tabs on your credit score
Our Credit Monitoring Service makes it easy to stay on top of
your credit. Plus, fraud monitoring features can help you catch
possible fraud early and keep it from ruining your credit. Click
here to learn more
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